According to Crossan, Apple argued that it was the responsibility of the parent to lock their iOS device to prevent such things from happening, and with parental controls available as part of iOS, to a certain extent we can see Apple’s point. So what Crossan did was he reported the action to the Action Fraud Hotline, and what this means is that his son could possibly be arrested and face charges. The goal here is to lodge the complaint as criminal so that his credit card company would have to foot the bill, instead of himself.
A spokesperson at the Home Office who runs the Action Fraud stated that it does not sound like fraud has taken place, and according to the Daily Mail’s legal source, they doubt that prosecutors would bother charging the kid anyway.