NFC for phones has yet to take off in a big way save for countries like Japan where NFC is being used on a daily basis. Google is attempting to form their own mobile payment services with Google Wallet, but unfortunately it seems that it is limited to Sprint customers who own the Samsung Galaxy S phone which is little strange if they’re trying to encourage adoption.
Apple themselves are no strangers to NFC technology, having been granted patents that reveal various uses for NFC technology. However rumors surrounding Apple’s plans for their new products have always been more miss than hit, so we suggest that you might want to take this with a grain of salt for now.